There are no warranties implied.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Fees and expenses apply to an ongoing investment, and over time these fees and expenses will reduce the return of an investment. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Depending on your needs and your investment objectives, your Financial Adviser may assist you with brokerage services, investment advisory services, or both. There are important differences between brokerage and advisory accounts, including their costs, the services we provide and the rules that govern them. You should carefully consider these differences when deciding which type, or combination of types, of services and accounts are right for you.

Investment advisory services are provided by Advance Capital Management, Inc. Brokerage services are provided by Advance Capital Services, Inc. Advance Capital Management, Inc., and Advance Capital Services, Inc. are affiliated companies and are collectively referred to as “Advance Capital”. Employees of Advance Capital provide services for both companies. Advance Capital Services, Inc. does not provide brokerage or custody services for investment advisory clients of Advance Capital Management, Inc.

Advance Capital may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Advance Capital’s web site is limited to the dissemination of general information pertaining to its services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Advance Capital’s web site on the Internet should not be construed by any consumer and/or prospective client as Advance Capital’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Advance Capital with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Advance Capital, please contact the state securities regulators for those states in which Advance Capital maintains a registration filing. A copy of Advance Capital Management’s current written disclosure statement discussing Advance Capital Management’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Advance Capital Management upon written request. Advance Capital does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Advance Capital’s web site or incorporated herein, and takes no responsibility thereof. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Blog Disclosure

The views expressed in this document reflect the personal views of the Advance Capital Management, Inc. employees authoring the document. The information in this document has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Advance Capital Management, Inc. While the publisher has been diligent in attempting to provide accurate information, the accuracy of the information cannot be guaranteed. Laws and regulations change frequently, and are subject to differing legal interpretations. Accordingly, the publisher shall not be liable for any loss or damage caused, or alleged to have been caused, by the use or reliance upon this service.